Independent Insurance Services dates back to the 1930s when it start as a local family-owned insurance agency. Today, Independent Insurance Services is part of a multi-agency group (LMC Insurance and Risk Management, Inc.) with local agencies throughout the midwest.
Independent Insurance Services specializes in development and administration of insurance programs and solutions for the healthcare profession. As part of the LMC Group, they bring the proven experience, services and insurance markets that were previously reserved for their endorsed programs for the Iowa, Nebraska and Wisconsin Hospital Associations. Independent Insurance Services now brings their expertise, additional services, insurance markets and competitively priced insurance products to IHCA ICAL member nursing facilities, assisted living programs, residential care facilities and senior living communities through their ECSI endorsed insurance and risk management program.
Products and services now available to IHCA ICAL members through Independent Insurance Services include:
- Property Insurance
- Professional Liability Insurance
- General Liability Insurance
- Workers Compensation Insurance
- Umbrella Insurance
- EPLI/D&O Insurance
- Claims Management
- Workers Compensation Analysis
- Risk Management Team
- Commercial Auto Insurance
Independent Insurance Services offers specialized insurance coverage for IHCA ICAL members through these insurance carriers:
- Allied Insurance Company
- CNA Insurance Company
- EMC Insurance Companies
- GuideOne Insurance Company
- Midwest Medical Insurance Company
- Iowa Long Term Care Risk Management Association
- NSI-West Bend Mutual
- United Fire & Casualty Company
- United Heartland Insurance Company
Lance Horbach is Managing Director of the Independent Insurance Services' ECSI endorsed LTC insurance and risk management program. Lance has over 11 years experience focusing on highly-regulated and complex insurance risks. He is recognized statewide as an authority on medical liability reforms and workers compensation. For further information on the Independent Insurance Services LTC insurance program, please contact Lance at 641.752.4618.